Vivaan wants to protect her valuables against damage and theft. If there is a \(25 \%\) probability of burglary and she wishes to purchase insurance that would fully reimburse her for a loss of up to ₹ 2.5 million, what would be the cost of an insurance policy to her if the insurance company offered fair insurance? If the company charges Vivaan, who is risk neutral, a premium of ₹ 750,000 for the insurance policy, would she accept it?