=+g. There are two ways that programs such as this can be structured: Method 1 puts the tax revenues collected from the individual into a personal savings account that is used to finance the savings subsidy when the worker retires; Method 2 uses current tax revenues to support current retirees and then uses tax revenues from future workers to subsidize current workers when they retire. (The latter is often referred to as pay-as-you-go financing.) By simply knowing what happens to current and retirement consumption of workers under such programs, can you speculate what will happen to overall savings under Method 1 and Method 2 (given that tax revenues become savings under Method 1 but not under Method 2)?