3.7 What factors might cause the supply curve for loanable funds to increase (shift to the right)? Identify the effect that this shift would have on the equilibrium level of the interest rate. What factors would cause the demand curve for loanable funds to increase? What effect would such a shift have on the equilibrium interest rate? What would happen to the equilibrium level of the interest rate if both curves shift to the right? 3.8 [Related to the Economics in Practice on p. 266] The text states that in terms of value, the majority of stock in the United States is held by households through institutions and the percentage of institutional holding of stock (as well as the percentage of insider holding) often varies based on the maturity of the company. Choose two publicly traded companies based in your local area, one relatively new and the other relatively mature. Go to www.finance.yahoo.com and enter each company in the “Quote Lookup” dialog box; then click on “Statistics” to find trading information. Look at the Share Statistics for each company. Describe the variation in the percentage of shares held by institutions and the percentage of shares held by insiders for the two companies.