A health insurance policy has a coinsurance clause that requires the insured to pay the first $250 of charges and 20 percent of additional charges up to a maximum total payment of $1,250. The bills for health care are January 5 $120 March 30 $45 April 18 $375 June 20 $63 August 25 $560 October 2 $190 November 1 $35 December 20 $95 Calculate the amount the insured must pay for each of the bills. Then determine the total amount of the health care costs and the percentage paid by the insured and by the insurer.