Marsha needs to have a surgical procedure done and does not have the \(\$ 3,000\) cash necessary for the operation. Upon talking to an administrator at the hospital, she finds that it will accept MasterCard, VISA, and Discover credit cards. All of these credit cards have an APR of \(18 \%\), so she figures that it does not matter which card she uses, even though she plans to take a year to pay off the loan. Assume that Marsha makes a payment of \(\$ 300\) and then receives a bill. Show the interest from credit cards of \(18 \%\) APR according to the previous balance, adjusted balance, and average daily balance methods. Assume that the month has 31 days and that it takes 14 days for Marsha's payment to be mailed and recorded.