2. Geoff has two mutual fund options with the same investment objective and the same risks. One is a noload mutual fund with an expense ratio of 0.50%; it has historically returned 7.5%. The other fund has a front-end load fee of 5% and an expense ratio of 1.20%; it has historically returned 8.2%. In which fund would you suggest Geoff invest and why? (LO 12-4)