Review the factors, and their weightings, used by Fair Isaac to calculate a credit score. Ask 10
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Review the factors, and their weightings, used by Fair Isaac to calculate a credit score. Ask 10 to 20 people what factors they think should be considered in the score calculation. Be prepared to record factors identified, and to compare the response to the actual list. Did your respondents identify the correct factors, or were their responses significantly different? Were they surprised by the factors and weightings actually used? Did the factors identified vary with the age and credit experience of the respondent?
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