Some students are strongly opposed to having a credit card. Sometimes this opposition is based on family values and sometimes on fear. Other students argue that in today's world it is almost impossible to live without a credit card and that credjt is often better than cash. Ask a group of students their opinions on the use of credit. Wha t percentage of the students fa ll into the credit card avoidance category, and what percentage think a credit card is essential? What is your opinion on this issue? Use this information as the basis for a short class discussion and debate.