Youve been laid off by your employer and had been participating in its contributory health-care plan. Your

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You’ve been laid off by your employer and had been participating in its contributory health-care plan. Your share of the health premiums, $200 per month, was 50 percent of the actual cost to the employer. Under what circumstances should you consider getting COBRA continuation coverage through your employer’s plan? How soon do you need to decide?

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