Danny would like to determine his financial needs during retirement. All of the following are expenditures he might eliminate in his retirement needs calculation except:

a. The $200 per month he spends on drying cleaning for his work suits.

b. The $1,500 mortgage payment he makes that is scheduled to end five years into retirement.

c. The FICA taxes he pays each year.

d. The $2,000 per month he puts into savings.