If you invest x dollars at 4% interest compounded annually, then the amount A(x) of the investment

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If you invest x dollars at 4% interest compounded annually, then the amount A(x) of the investment after one year is  A(x) = 1.04x. Find A ∘ A, A ∘ A ∘ A, and A ∘ A ∘ A ∘ A. What do these compositions represent? Find a formula for the composition of n copies of A.

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