Your aunt owns an auto dealership. She promised to give you \($3,000\) in trade-in value for your car when you graduate one year from now, while your roommate offered you \($3,500\) for the car now. The prevailing interest rate is 12 percent. If the future value of benefit from owning the car for one year is expected to be \($1,000,\) should you accept your aunt’s offer?