13. (Annual return calculation) At the end of 2009, an investor bought 10,000 shares of Yakuna Corporation for ¥456 each in the Japanese stock market

(¥ is the symbol for Japanese yen). At that time, one U.S. dollar was worth ¥128.35. The investor sold all the shares at the beginning of 2013 when the stock was worth ¥448 and one dollar was worth ¥108.33. Calculate the annual return in dollar terms and yen terms