Which pair of the following figures shows the redemption amount

(assume the instalments for the 5th year have been paid separately before redemption ) and the total profit taken in the 5th year?

a. Redemption amount 120,000, Profit recognised for year 20,000

b. Redemption amount 200,000, Profit recognised for year 40,000

c. Redemption amount 200,000, Profit recognised for year 120,000

d. Redemption amount 120,000, Profit recognised for year 40,000 Jordan Islamic Bank gave murabaha financing to Ahmad to purchase a house that cost the bank 200,000 dinars over a 10-year period. The markup was a constant rate of return of 10% per annum. The instalments are to be paid equally over the 10 years. The bank recognises profit equally over the period. Ahmad paid the instalments regularly for the first 4 years and at the end of the fifth year he redeemed the financing. Jordan Islamic Bank agreed to give Ahmad 80% of the unearned deferred profit at the end of year 5, after taking the full profit for year 5.