Brave Hearts, a charitable organization in Panama City, Florida, has a standing agreement with De Leon State Bank. The agreement allows Brave Hearts to overdraw its cash balance at the bank when donations are running low. In the past, Brave Hearts managed funds wisely and rarely used this privilege. Jacob Henson has recently become the president of Brave Hearts. To expand operations, Henson acquired office equipment and spent large amounts on fundraising. During Henson's presidency, Brave Hearts has maintained a negative bank balance of approximately $6.000. Required What is the ethical issue in this situation? State why you approve or disapprove of Henson's management of Brave Hearts lunds.