Below is the CASH FLOW STATEMENT of your monthly expenses with a written evaluation and analysis of your findings. A paragraph or two will suffice. This will give you a picture of your expenses, and allow you to evaluate your spending habits.

You need to explain it

Personal Cash Flow Statement Income Particulars Salary: Bonus/Commissions: Total Income: Committed Expenses State Income Taxes: Vehicle Taxes: Mortgage: Car Payments: Auto, HO, Umbrella Insurance: Electricity/Natural Gas: Phone/Cellular/Internet: Groceries: Fuel/Auto Service: Health Insurance: Life/Disability Premiums: Clothing: Prescriptions/Dentist/Co-Pays: Total Committed Expenses: Discretionary Expenses Shopping: Personal Care: Dining/Take Out: Travel: Gifts: Charity: Total Discretionary Expenses: Total Expenses: Savings To Cash Reserves: Total Savings: Remaining Cash Flow: Annual $60,000 $20,000 $80,000 $5,000 $400 $20,000 $5,000 $3,000 $5,000 $1,800 $6,000 $3,000 $4,000 $2,000 $500 $600 $56,300 Monthly $5,000 $1,667 $6,667 $12,000 $12,000 $1,700 $417 $33 $1,667 $417 $250 $417 $150 $500 $250 $333 $167 $42 $50 $4,693 $1,000 $83 $2,000 $167 $2,000 $167 $3,000 $250 $1,000 $83 $1,000 $83 $10,000 $833 $66,300 $5,526 $1,000 $1,000 $141