Insurer A has calculated its actual loss ratio to be 54 percent. The expected loss ratio was 60 percent. Using the loss ratio ratemaking method, which one of the following statements is true? Select one: A. A ten percent (10%) increase in rates is indicated. B. There is not enough information presented to calculate the indicated rate change. C. The loss ratio ratemaking method does not indicate that a rate change is needed. D. A ten percent (10%) decrease in rates is indicated