0 11-20 21-25 Java and Exit 11. With regard to essential health benefits as defined by ACA, which statement is true? O a. Essential health benefits represent the minimum coverage that must be included in a qualified health plan. O b. Essential health benefits represent the maximum coverage that may be included in a qualified health plan. Oc. Every qualified plan insurer is allowed to pick and choose which essential health benefits it will cover under its plans. Od. Only qualified health plans sold through individual exchanges can cover essential health benefits. his individual