0 Question 6 1 pts Under the concept of lenders may offer lower interest rates to applicants with the highest credit scores while charging higher rates to more-risky applicants. O tiered pricing O introductory period credit default Question 7 1 pts Under the Fair Credit Reporting Act, the law requires O investigation of disputed information O accurate, relevant and recent information access to the information in your credit file all of these U Question 8 1 pts Negative credit information (excluding bankruptcy can generally be included on a credit file for years. Othe O five O ten O seven Question 9 1 pts Refinancing a loan for more money than was originally owed is called an O add-on loan O discount loan accelerated loan O garnishment Question 10 1 pts The method of paying off a loan through which a portion of each payment goes to the principal and a portion of each payment goes to the interest with the interest portion declining and the principal portion increasing as the debt is paid down is called O leasing O amortization O garnishment o acceleration