=1+ 1 =1(1+) =0 (1+)1(1+) F=0 (1+). On page 33 you have a graphical scheme that relates present and future value within three year period and 6% discount rate; taking a $100 three years from now, which now it is $83.96. Use EXCEL and the above formulas in order to bring the $100 to $83.96.