1) [15 points] A debt of $150,000 with an interest of 18% compounded monthly is to be amortized by equal quarterly payments over the next ten years. How much are the quarterly payments? 2) [15 points) You get a $13,000 loan over a five-year period at 10% per year interest. The payments are to be made monthly. What is the unrecovered balance immediately after the first payment has been made