1 2 3 4 096154090094 096238 094787 0.94340 0.93807 0.93450 093023 0.92593 188600 1 87267 1.00041 1 84632 183339 1.82063 1.80502 1.79567 1786 2.77500 2.74806 2.72325 269793 267301 2.64848 262432 260063 257710 3.69900 3.58753 354595 3.50516 346511 3.42580 338721 334933 331213 4.45182 438900 432048 427028 421230 415665 410020 404585 399271 524214 0.15787 507569 499563 491722 434101 4 76664 460385 467288 5 00205 589270 578637 668297 558238 545452 536909 620060 5 20637 073274 6.59509 46321 63357620979 08375 3.97130 3.85730 574064 743533 7 26079 7 10782 696220 680160 666010 651523637889 624689 811000 791272721727537637200007188827028606864071008 7 3 10 A wealthy relative named you in her will and offered you a choice of $100,000 today or $130,000 five years from now Assuming your rate of investment is 4.0% What is the present value of $130,000 five years from now and only considering the time-value-at-money concept), which should you choote? (Use the appropriate table above if necessary, Round to nearest dollar) Check if you should wait the years What is the present value of receiving $10,000 each year for 4 years, if your rate of investment is 4.5%? (Use the appropriate table above it necessary. Round to nearest dollar) You won the grand prize in a sweepstakes $1,000,000. The award is paid out as $100,000 per year for 10 years. Assuming your rate of Investment is 5.0%. What amount could the lottery commission offer you as a one time payout that would be equivalent to the "$100,000 per year for 10 years" considering your rate of return. (Use the appropriate table above if necessary. Round to nearest dollar) How much would you have to invest today so that you would have $200,000 in 2 years, if your rate of investment was 4.5%7 (Use the appropriate table above it necessary. Round to nearest dollar.) Next > Present Value of $1 at Compound Interest Periods 4.0% 4.50% 5.0% 5.50 6.0% 6.50% 7.0% 7.50% 3.0 1 096154 0.95694 095238 0 94787 0.94340 093897 0 93458 093023 0.92593 2 0.92456 0.91573 0.90703 089845 0.89000 0 38166 0.87344 0.86533 0.85734 3 088900 0.87630 0.86384 0 85161 0.83962 0.82785 0.81630 0 80496 0.79383 4 085480 0.83856 0.82270 O B0722 0.79209 0.77732 0.76290 0.74880 0.73503 5 082193 O 80245 0.78353 0.76513 074726 0.72988 0.71299 069656 0.68058 6 0.79031 0.76790 0.74622 0.72525 0.70496 0.68533 066634 064796 063017 7 0.75992 0.73483 0.71068 068744 066506 064351 0.62275 0.60275 0.58349 8 0.73069 0.70319 067684 065160 062741 060423 0.58201 0.56070 0 54027 9 0.70259 067290 064461 061763 0 59190 0.56735 0.54393 0.52158 050025 10 0.67556 0.64393 061391 0 58543 055839 0 53273 0.50835 0 48519 0.46319 Present Value of an Annuity of $1 at Compound Interest Periods 40% 4.50% 5.0% 5.50% 6.0% 6.50% 7.0% 7.50% 8.0% 1 0.96154 0.95694 0.95238 0.94787 0.94340 0.93897 0.93458 0 93023 0.92593 2 1.88609 1.87267 1.85941 1 84632 1.83339 182063 1 80802 1.79567 1.78326 3 2.77509 2.74896 272325 2 69793 2.67301 264848 262432 2 60053 257710 4 3.62990 3.58753 354595 3.50515 3.46511 3 42580 338721 3 34933 3.31213 5 445182 438998 432948 427028 421236 4.15568 4.10020 404588 3 99271 6 5.24214 5.15787 5.07569 4.9956391732 4 84101 4.76654469385 4.62288 7 6.00205 589270 5.78637 568297 558238 5.48452 5.389295 29660 5.20637 8 6.73274 6.59589 6.46321 633457 6 20979 608875 5.97130 585730 5.74664 743533 726879 7.10782 6.95220 6 80169 6.65610 6.51523 6.37889 624689 10 B.11090 791272 7.72173 753763 736009718883 7.02358 6.86408 6.71008 A wealthy relative named you in her will and offered you a choice of $100,000 today or $130,000 five years from now. Assuming your rate of investment is 4.0%. What is the present value of $130,000 five years from now and (only considering the time-value-of-money concept), which should you choose? (Use the appropriate table above if necessary. Round to nearest dollar) A wealthy relative named you in her will and offered you a choice of $100,000 today or $130,000 five years from now. Assuming your rate of investment is 4.0%. What is the present value of $130,000 five years from now and (only considering the time-value-of-money concept); which should you choose? (Use the appropriate table above if necessary. Round to nearest dollar) Check if you should all the years What is the present value of receiving $10,000 each year for 4 years, If your rate of Investment is 4.5%? (Use the appropriate table above it necessary. Round to nearest dollar.) You won the grand prize in a sweepstakes $1,000,000. The award is paid out at $100,000 per year for 10 years Assuming your rate of investment is 5.0%. What amount could the lottery commission offer you as a one time favout that would be equivalent to the "s100,000 per year for 10 years considering your rate of return. (Use the appropriate table above if necessary, Round to nearest dollar) How much would you have to invest today so that you would have $200,000 in 2 years. If your rate of Investment was 4.547 (Use the appropriate table above necessary. Round to nearest dollar) Net