1 2 3 No 4 1 5 2 Goals Medical Contingency Now) Daughter's marriage (Now) Retirement (From Jan 2021) Travel (2.5 L every year) Car Purchase (10 L every 8 years, First car purchase now) Goal cost 500,000 1,500,000 Calculate the Corpus Calculate the Corpus Calculate the Corpus 6 3 7 4 5 8 9 Client age Life Expectancy 63 80 10 11 12 13 14 15 16 17 18 19 20 Assets: Equity Mutual funds Debt Mutual funds Balanced Mutual funds Flat at calcutta (Can be sold within next 2 years) Savings bank a/c 12,400,000 2,600,000 4,500,000 8,500,000 1,500,000 21 Client - Current spend per month is 2.5 lakhs per month (Approx) Kindly give her options how she can live with the above assets available & how she can utilize them for consumption Give your recommendations and multiple scenarios if you were them! 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 Expenses per month (Normalized) Maid & Maid's travel- House Rent Maintenance - Jubilee Hills Maintenance - Kolkata - Electricity Dhobi & Garbage- Food (Groceries) Entertainment Yoga - Parlour - Medical - Shopping - House hold (Miscellaneous) - Mobile- Driver Petrol - Maintenance - Kolkata - Vehicle Servicing - Internet & Cable - Club Mahindra & IIC membership Health Insurances Vehicle Insurances Property taxes Others Gifts Family Support Son's Expenses Travel Expenses Amount 10,900 37,000 5,000 3,500 5,000 450 14,000 5,000 4,000 6,000 15,000 10,000 1,500 1,000 13,000 7,000 5,000 600 2,200 1,600 4,500 3,500 1,400 1,700 13,000 30,000 20,000 30,000 251,850 1 2 3 No 4 1 5 2 Goals Medical Contingency Now) Daughter's marriage (Now) Retirement (From Jan 2021) Travel (2.5 L every year) Car Purchase (10 L every 8 years, First car purchase now) Goal cost 500,000 1,500,000 Calculate the Corpus Calculate the Corpus Calculate the Corpus 6 3 7 4 5 8 9 Client age Life Expectancy 63 80 10 11 12 13 14 15 16 17 18 19 20 Assets: Equity Mutual funds Debt Mutual funds Balanced Mutual funds Flat at calcutta (Can be sold within next 2 years) Savings bank a/c 12,400,000 2,600,000 4,500,000 8,500,000 1,500,000 21 Client - Current spend per month is 2.5 lakhs per month (Approx) Kindly give her options how she can live with the above assets available & how she can utilize them for consumption Give your recommendations and multiple scenarios if you were them! 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 Expenses per month (Normalized) Maid & Maid's travel- House Rent Maintenance - Jubilee Hills Maintenance - Kolkata - Electricity Dhobi & Garbage- Food (Groceries) Entertainment Yoga - Parlour - Medical - Shopping - House hold (Miscellaneous) - Mobile- Driver Petrol - Maintenance - Kolkata - Vehicle Servicing - Internet & Cable - Club Mahindra & IIC membership Health Insurances Vehicle Insurances Property taxes Others Gifts Family Support Son's Expenses Travel Expenses Amount 10,900 37,000 5,000 3,500 5,000 450 14,000 5,000 4,000 6,000 15,000 10,000 1,500 1,000 13,000 7,000 5,000 600 2,200 1,600 4,500 3,500 1,400 1,700 13,000 30,000 20,000 30,000 251,850