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A firm has net income of $187,400, a return on assets of 7.4 percent, and a debt-equity ratio of .62. What is the return on equity? 11.99 percent 15.22 percent 13.06 percent 17.98 percent Diligent Regional Bank offers a savings account with a 12% annual percentage interest rate compounded every day. The account's effective annual rate is 12.36 percent. 12.55 percent. 12.68 percent. 12.74 percent