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1. (2 point) You want to open a 5-year CD using $4,000. The interest rate is 3.5% and it compounded annually. How much will you

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1. (2 point) You want to open a 5-year CD using $4,000. The interest rate is 3.5% and it compounded annually. How much will you have when the CD matures? \begin{tabular}{|llll} N= & PV= & PMT= & FV= \\ CPT( compute) & Calculated Answer: & \end{tabular} 2. (2 point) You are applying for a 15year,6.7% loan(an installment loan). The loan requires you to make annual end-of year loan payments of $1234.70. How much is the total loan amount that you are applying for? \begin{tabular}{|l|l|l|l|} \hline N= IY = & PV = & PMT = \\ CPT(compute ) & Calculated Answer: & & \\ \hline \end{tabular} 3. (2 point) Sam is 50 years old. He finally sits down with a financial planner to do retirement planning. Sam pla to save $2,000 every year from now on for 20 years. If he can earn an annual interest rate of 6.8%, how much will hc we in his retirement account when he retires in 20 years? (Hint: Sam will save the same amount of money in each of the following 20 years) \begin{tabular}{|c|c|c|c|} \hline N=IYY=CPT(compute): & PV=CalculatedAnswer: & PMT = & FV= \\ \hline \end{tabular} 4. (2 point) Ben and Jen are planning for their wedding. The wedding day is 3 years from today. The we ling cost is $6,000. How much do they need to save, starting today, in every year so that they can reach th savings goal by the end of the third year. The interest rate they can get is 11%. S. Saving planning ( 2 points) Set up your own savings plan, by filling out the following blanks AND calculating your ending balance: - When you want to start saving? - If you save money annually, how much are you able to put in? amount) (choose a realist achievable - How many years do you plan to keep doing this? Based on the plan you creared, calculate your savings result. Suppose you can earn 5% interest per year on your savings, how much will you get by the end of your savings time period? (Indicate your input value for

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