$13.$What factors cause the demand for funds curve to shift? $1.$Utility derived from an asset purchased with borrov funds. $2.$ Restrictiveness of nonprice conditions on borrowed funds $.3.$ Economic conditions $.$

X$14.$If we observe a one$-$year Treasury security rate higher than the two$-$year Treasury security rate, what can we inf the one$-$year rate expected one year from now? According to the unbiased theory that future one year interest rate will be $15.$ How does the liquidity premium theory of the term structure of interest rates differ from the unbiased expectati