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1 5 . A borrower's debt ratio is derived bya. dividing one's total debt by one's debt payments.b . dividing one's gross income by one's

15. A borrower's debt ratio is derived bya. dividing one's total debt by one's debt payments.b. dividing one's gross income by one's assets.c. dividing one's gross income by one's debts.d. dividing one's debts by one's gross income.

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