1) According to your evaluation, what is the approximate credit risk level from the Westpac 2017 annual report? What are the main strategies that Westpac have used to control/manage the risk level?

2) Compared to the previous year, do you think Westpac has had a better management in credit risk area?

3) Compared to other banks (e.g., ANZ, CBA or NAB), do you think Westpac has had a better credit risk management process and outcome?

4) Any suggestions/improvements you could make for the credit risk management strategies in Westpac?