1. Adam wants a truck. He's saved BHD 20,500 toward the $45,000 truck. Adam wants Sharia finance. After obtaining the relevant information and conducting verifications, the Islamic financial institution approves his application and gives him two options. Both seven-year contracts are diminishing Musharaka and Murabaha. Because he's unaware of Islamic Banking's great products, he seeks your help before choosing a finance option.

The bank will contribute the remaining funds with a predetermined Profit Sharing ratio of 60:40 and a projected return of 80Bd/day. The Murabaha will have a 5 percent profit ratio.