1) Aikerim wishes to borrow 10 000 to buy a car. One lender offers a loan in which the principal is to be repaid at the end of 11 years. In the meantime, interest at 12% effective is to be paid on the loan and the borrower is to accumulate her principal by means of annual payments into a sinking fund earning 9% effective der offer a loan for 11 years in which the amortization method will be used to repay the loan with the first of the annual payments due in one year Find the rate of interest, u that this second lender can charge in order that Aikerim finds the two offers equally attractive