1. Alfred has worked for CJD, a large manufacturer, for the last 20 years and is a participant in CJD's defined benefit plan. Alfred is concerned over the company's financial difficulties and is worried that management at CJD might modify his future benefits and cause his expected benefits at retirement to be reduced. Which of the following laws is designed to prevent that from occurring? A .Coverage False- For Risk Cover b. Non-discrimination False - For employer, for recruitment based on merit not gender c. Anti-cutback False - For prohibition to reduce benefits which are already accrued d. There are no laws that prevent an employer from modifying future benefits, even in a defined benefit plan