1) An experienced insurance agent normally makes a sale on 20% of his presentations. Assuming the presentations are independent and follow aBinomial distribution. He will make 12 presentations this week. To find theprobability that he does not close a single sale out of the 12 presentations, which of the following formula is appropriate?

A. ₁₂C₀0.2⁰0.8¹²+₁₂C₁0.2¹0.8¹¹

B. ₁₂C₀0.2⁰0.8¹²

C. ₁₂C₁₂0.2¹²0.8⁰

D. 1-₁₂C₁₂0.2¹²0.8⁰

E. 1-₁₂C₀0.2⁰0.8¹²

2) 15% of employees at Rain City Umbrellas wear glasses.39% of employees get regular massages.HR is costing a new benefits plan that would include both glasses and massages.If wearing glasses isindependentof getting massages, what is thepercentageof employees who both wear glasses and get regular massages?

(Answer in % to 2 decimal places, but omit the % sign)