1. An organization that collects and sells credit information about individual borrowers: a. Credit Bureau b. Commercial Bank c. Credit Union 2. Which are considered Credit Bureaus: a. Equifax, TransUnion, Experian b. Commercial Banks, Savings & Loans Banks, Credit Unions C. Banks, Life Insurance Companies, Equifax 3. A contract between the insured and the insurer under which the insurer agrees to reimburse the insured for losses suffered according to specified terms: a. Underwriting b. Risk Avoidance c. Insurance Policy 4. Health insurance required by state and federal governments and paid nearly in full by employers in most states; it compensates workers for job-related illness or injury: a. Medicaid b. Workers' Compensation c. Medicare 5. The necessities, comforts and luxuries enjoyed or desired by an individual or family: a. Money b. Standard of Living c. Medical Insurance 6. Results that an individual wants to attain, such as buying a home, building a college fund, or achieving financial independence: a. Financial Goals b. Personal Financial Planning c. Tangible Assets