1. Background checks are often a condition of employment and can include a criminal background check and/or a credit check. There is a cost associated with both. Often before making a decision on who to interview or who to hire, the company will search your "social media footprint". Do you agree with this and do you think they should ask for your log-in information if you have kept access to your accounts private? Should you provide it? (4 marks) 2. It is illegal to discriminate on any of the protected grounds in the HR Code except under specific circumstances. Explain this and give an example. (4 Marks) 3. Suzie finds the most amazing wedding dress online at half the price of what she has been looking for. It's gorgeous! It is made in Brazil by the famous designer Braziliachi and looks like a genuine Sabyaasachi. All she has to do is put in her order online. What should Suzie's 2 primary concerns be before finalizing the purchase? (2) ( Explain with at least a sentence) 4. An insured person or business has a "Duty to Disclose" when first purchasing the insurance policy be it life or property or liability. a) What is mean by a Duty to Disclose (2 marks) b) Give an example of what and when the insured should make sure they make a disclosure to the insurance company in order to be certain they will be paid should there be an event for which they make a claim. ( 3 marks) 5. Joe and Fred are out "on the town" (dinner, drinks, etc.).....The restaurant only accepts cash, so Joe gives Fred his ATM card and PIN number. Fred goes across the street to the bank to make a withdrawl. 3 days later Joe gets a phone call from his girlfriend Mary that a check he wrote to her was returned NSF. Joe checks his bank account and discovers that Fred (his friend) removed 3x the amount of cash. Joe calls the bank demanding the money be returned because this was a fraud! Will the loss be covered by the bank? Yes or no and explain your answer. (4) marks) 6. Give an example of what you would consider false or misleading advertising and describe in legal terms why it would be considered false or misleading. (3 Marks) 7. Define what is meant by "abuse of dominant position" and give an example (s) of a company that engages in this activity with a description of the activity. ( 3 Marks)