1) Business Credit As business owners, provide me details on how a 300.000 pesos loan would be earned from your existing business that earns 15% per annum with a capital of 1,000.000 pesos. Is it essential for your company to borrow money as of present? Do a research on different Philippine bank loans to support your point. 2) Personal Credit Create a personal balance sheet where an existing cost of yours should be bought on credit. Do a research on Philippine bank loans to support your point. 3) Create Loan Amortization Table both for Business and Personal Credit