1.) Carrie is saving money now so that she will be able to help her kids with college. She found an annuity that is paying 3.5% per year.

a.) If she deposits $105.00 each month for the next 10 years, how much will be in the account? b.) She wants to have at least $30,000.00. How much should she deposit each month to reach her goal? c.) She decides to deposit $210.00 each month. How much will she have deposited in total? d.) Instead of using an annuity, she is thinking of opening a savings account that also pays 3.5% per year compounded monthly. How much would she have to deposit (making only one deposit) today to reach her goal? e.) If she wants to earn the most interest, is she better off with the annuity or the savings account?