1.

Consider the Chapter 9 intertemporal model from class: Assume that the real interest rate r decreases. Ceteris poribus, we expect for the borrower that Q c increases and s rises C. the change in c is ambiguous and 5 falls .3. the change in c is ambiguous and s rises C") c increases and 5 falls The discriminatory housing practice known as "redlining" was made illegal through the passage of The Fair Housing Act The Fannie Mae Enterprise Act (FMEA) Hope VI O Moving to OpportunityIn the asymmetric information model from Chapter 10, the utility of lenders is_ in the efficient market solution. O lower than O higher than O the same asWhich of the following will be correlated with an increase in pro-cyclicality of measured Consumption (make C more pro-cyclical in the data)? O More Home equity loans O A preference for consumption-smoothing all of these things O Higher default ratesHomeowners are likely to be credit-constrained than are renters. O more O no more or less O less