1.

Describe how employer-sponsored retirement plans work in general.

In an employer-sponsored retirement plan,

		a. the money can be invested in any type of investment account chosen by the employee.
		b. you and/or your employer contribute money to a retirement account each pay period.
		c. the money is taxed at the capital gains tax rate.
		d. the money is taxed when the contribution is made.

2.

If your investment goal is simply to match the market, should buy a(n)

		a. Growth Fund
		b. Value Fund
		c. Index Fund
		d.Monet Market Fund

3.

An Exchange Traded fund with an objective of both growth and income is a(n)

		a. An open-end investment company
		b. Value Fund
		c.Balanced Fund

4.

Which portfolio of mutual funds would be most appropriate for an aggressive investor?

		a. One with 40 % invested in 3-5 year CDs, 30% in large company growth stocks, and 30% in 10-20 year U.S. Treasury strips.
		b. One equally weighted among small company stocks and high quality corporate bonds.
		c. One divided equally among large company, small company, and international stocks.