1. Determine the annual gross premium for a 20-year term insurance with sum insured $100,000 payable at the end of the year of death, issued to (40) with premiums payable for at most 10 years, with expenses which are incurred at the beginning of each policy year as follows: (i) Percent of premium expenses are 5% per year. (ii) Policy maintenance is $10 for the first year and $5 thereafter. Mortality follows the Illustrative Life Table with i = 6%. (ii) V = 0.50 (iii) zte = 1.1 Calculate i. 1. Determine the annual gross premium for a 20-year term insurance with sum insured $100,000 payable at the end of the year of death, issued to (40) with premiums payable for at most 10 years, with expenses which are incurred at the beginning of each policy year as follows: (i) Percent of premium expenses are 5% per year. (ii) Policy maintenance is $10 for the first year and $5 thereafter. Mortality follows the Illustrative Life Table with i = 6%. (ii) V = 0.50 (iii) zte = 1.1 Calculate