1. Do I have a budget? What is a budget for me? How do I prepare a budget? 2. How do I live within my means? 3. Understanding credit. What is credit? 4. What is a debt? How do I deal with debt? 5. What do I know about saving and investing. Do I do or want to do saving and/ 6. Do You Have a Financial Plan? Why? What is its purpose of it? or invest? 7. How to protect yourself from financial fraud or scams? Am I exposed to all of these? Why