1) During one year a bank has 400 billion $ available, out of which 95% are deposits from clients. The bank granted credits at the maximum value permitted by the law. The interest rate received from the borrowers is 1.5 times bigger than the interest rate paid to the depositors. If the minimum reserve required is 10% and the bank gains a profit of 10 billion S for the functioning costs of 2 billion S, find: a) The active interest rate and the passive interest rate b) Total value of interest paid and interest collected c) The profit rate regarding invested capital d) If the minim reserve required would grow to 15%, what effects would it have on the supply and profit of the bank?