1) Find the Actuarial Present Values of the following Insurance benefits. All death benefits are payable at the end of the year of death. a) A 20-year term insurance on 39 with Sum Insured $300,000. b) A 30-year pure endowment on 22 with Sum Insured $500,000. c) A 5-year endowment insurance of 64 with sum Insured $200,000. d) A term to age 85 insurance on 41 with Sum Insured $250,000. e) A 3-year term insurance on 62 paying $30,000 if death occurs in the first year, $20,000 if death occurs in the second year and $10,000 if death occurs in the third year. 2) Find the standard deviations of each of the benefits in question 1