1.) For bank of different types below, list all agencies that can regulate it:

1. A national bank;
2. Non-Fed member state bank, insured by FDIC
3. Bank holding company
4. Fed member state bank;

2.) This year, the price of a $1000-face-value coupon bond (10% coupon rate) is $1092.97. The bond has 2 years to maturity. What is the yield to maturity (interest rate)? If the bond price is expected to be $1100 next year, calculate the return of bond this year.