1) Funds for loans to borrowers can be created in the U.S. economy by:

I. Depository intermediaries lending more money than they receive on deposit

II. Depository intermediaries increasing the velocity of circulation of the existing money supply

III. Non-depository intermediaries increasing the velocity of circulation of the existing money supply Select one:

A. I and II only

B. I and III only

C. II and III only

D. I, II, and III

2) Which of the following can increase the velocity of circulation of the money supply when making a loan? Select one: A. Commercial banks B. Insurance companies C. Credit unions D. All of the above