1. Highlight the pertinent facts; 2. Identify the issue of law posed by the case problem. This will be in the form of a question based on a legal concept from the chapter. 3. What should be the decision in the case? (i.e. the answer to the issue)? 4. The reasoning for such decision

From 2006 to 2008, on 17 occasions, Andrews asked friends and colleagues to loan him a total of roughly $2 million to purchase property in Indianapolis or to improve property that he owned in the area. He never owned, bought, or improved property In Indianapolis, and primarily used the money to fund a day-trading account with TD Ameritrade