1. Identify how student loan debt (or personal debt, if you dont have student loan debt) can affect your:

• Credit score

• Future budget

• Spending goals/habits

2. Explain how managing your student loans (or personal loans and debt if you dont have student loans) can contribute to personal financial success and growth.

3. Examine how debt influences your career considerations in the following areas:

• Salary

• Determining what you choose to negotiate

• Geographical location of the job