1. Imagine a slightly different version of the loss development "Example" used above. You are analyzing a different line of business, where accident years develop to ultimate in 4 years (48 months) rather than 5 years (60 months). You are going through a loss development exercise similar to the one above and collect data as of 12/31/15 for this line of business. The data you collected is in the HW Data" tab of the spreadsheet. Project ultimate losses and reserves for the 2013, 2014, and 2015 accident years using the Chain Ladder Method, the Expected Loss Ratio Method, and the Bornhuetter- Ferguson Method. Follow the guidance of the example, so, for the expected loss ratio, use the average ultimate loss ratio of all of the fully developed accident years in your data. 1. Imagine a slightly different version of the loss development "Example" used above. You are analyzing a different line of business, where accident years develop to ultimate in 4 years (48 months) rather than 5 years (60 months). You are going through a loss development exercise similar to the one above and collect data as of 12/31/15 for this line of business. The data you collected is in the HW Data" tab of the spreadsheet. Project ultimate losses and reserves for the 2013, 2014, and 2015 accident years using the Chain Ladder Method, the Expected Loss Ratio Method, and the Bornhuetter- Ferguson Method. Follow the guidance of the example, so, for the expected loss ratio, use the average ultimate loss ratio of all of the fully developed accident years in your data