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1) In practice, methods used to estimated credit losses for unimpaired loans vary across two general type of loans. (a) Individually small and homogenous loans

1) In practice, methods used to estimated credit losses for unimpaired loans vary across two general type of loans. (a) Individually small and homogenous loans (b) Individually large and heterogeneous loans. Explain these loans in detail. (3 Marks)

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