$1.$ In the anecdote by Thomas Nye, describe the elements of fraud $($discussed in Chapters $1$ and $9).$

$2.$ What are the five major categories of fraudulent disbursements?

$3.$ How do pay$-$and$-$return schemes work?

$4.$ What are the differences between forged maker and forged endorsement schemes?

$5.$ What is a ghost employee and what are the four steps needed to make this scheme work?

$6.$ What red flags are commonly associated with fictitious expense schemes?