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1 In the tables that follow you will find consolidated balance sheets for the commercial banking system and the 12 Federal Reserve Banks. Use columns

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1 In the tables that follow you will find consolidated balance sheets for the commercial banking system and the 12 Federal Reserve Banks. Use columns 1 through 3 to indicate how the balance sheets would read after each of transactions a to cis completed. Do not cumulate your answers; that is, analyze each transaction separately, starting in each case from the numbers provided. All accounts are In billions of dollars. Instructions: Enter your answers as a whole number ints Consolidated Balance Sheet: All Commercial Banks 2 Assets: Reserves $ 34 58 62 Prim Securities Loans Liabilities and net worth: Checkable deposits Loans from the Federal Reserve Banks $ 150 4 Consolidated Balance Sheet: 12 Federal Reserve Banks 2 360 4 Assets: Securities Loans to commercial banks Liabilities and net worth: Reserves of commercial banks Treasury deposits $ 34 3 1 a. A decline in the discount rate prompts commercial banks to borrow an additional $1 billion from the Federal Reserve Banks. Show the new balance sheet numbers in column 1 of each table. b. The Federal Reserve Banks sell $3 billion in securities to members of the public, who pay for the bonds with checks. Show the new balance sheet numbers in column 2 of each table. c. The Federal Reserve Banks buy $2 billion of securities from commercial banks. Show the new balance sheet numbers in column 3 of each table. d. Now review each of the above three transactions, asking yourself these three questions: (1) What change, if any, took place in the money supply as a direct and immediate result of each transaction? (2) What increase or decrease in the commercial banks' reserves took place in each transaction? (3) Assuming a reserve ratio of 20 percent, what change in the money-creating potential of the commercial banking system occurred as a result of each transaction? Jook Transaction a eBook The money supply click to sch) Print (2) Reserves Click to see from $34 bilion to $ billion (3) The money creating potential Click to selech by $ billion Transaction b: (1) The money supply click to select by $ billion bition (2) Reserves reliek te site from $34 billion to $ (3) The money creating potential click to select by $ billion Transaction c 11) The money supply click to select (2) Reserves elekto from $34 billion to $ billion (3) The money creating potentialiches to come by $ billion

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